Mortgage Interest Rates Continue Downward (Caution !)

New record lows for long term mortgages have been recorded in the last few weeks with all indications that the mortgage rates will continue a slow decline until it is clear that the current economic conditions in the country start to improve. Its pretty much agreed upon by all of the experts that until the job situation in this country starts to improve drastically, rates will stay as low as they are now, but will start an upward climb when the jobs picture improves.

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Buying Is A Good Investment

According to the August 23rd issue of The Motley Fool, it is a great time to purchase your new home. Just keep these three things in mind.
• A good  Location
• A home that is priced fairly.
• Do not overbuy a home,  stay within your price range.

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Energy Efficient Home Sales

Many people who say their are environmentally sensitive, will settle for less efficiency in a home, if say, they love the kitchen and baths, and/or if the efficiently hits their pocketbook.

Of course newer homes are being built with many energy efficient appliances and amenities built in. And the costs are hidden in the selling price. But you are paying for them one way or another.

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Why Owning Your Own Home Is Wise

1. Your interest payments, property taxes and many of the initial closing costs are tax deductable.
2. Real estate does grow in value, meaning you build equity in the property.
3. Your monthly payments are predicable. Although your property and insurance can rise.
4. The freedom to make any change you desire in the home décor or landscaping.

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Choosing An Experienced Vancouver Realtor

Here are five mistakes first time home buyer often make:

• Choosing an inexperienced Realtor. Be sure you choose an experienced Vancouver Realtor
• Lack of funds
• Not asking enough or the right questions
• Procrastination on the offer
• Taking resale value into consideration

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