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Before your mortgage application is approved, the lender will order a professional appraisal of the home to make sure that the agreed-upon selling price is justifiable based on the current market value of the property. The cost of the appraisal will be based on the complexity of the appraisal report and the time required to complete it.
A professional appraiser will choose the appraisal technique that is applicable to the particular property to arrive at an unbiased opinion of value. One approach is to look at comparable homes in the area that have sold within the last six months. If there are a number of similar properties that have sold recently, the appraiser's job is easy. It is more complicated to arrive at the appraised value if your home is located in a rural area or a diverse neighborhood.
The appraised value will usually be very close to the sale price. If the appraisal comes in lower, the real estate agent may be able to provide the appraisers with additional information on recent sales which will result in increased value.
Terrie Cox RE/MAX Equity Group Vancouver Real Estate 7700 NE Greenwood Drive, Suite 100 Vancouver, WA 98662 Direct Anytime: 360-607-4100 Toll Free: 888-888-8284 Fax: 360-699-6100 Office: 360-699-5100 TerrieCox@NUMBER1EXPERT.com
Terrie Cox has been a Multi Million Dollar producer in Real Estate for years. Over the years she has been awarded RE/MAX Lifetime Achievement, Chairman's Club, Hall of Fame and Platinum Club Awards and #4 Top Producing RE/MAX Agent in Washington State, #6 Pacific Northwest for Year 2006. Terrie is a high achiever and on a mission to help her clients find that perfect home and make their relocation a smooth transaction. Terrie's former builder background, relocation certification and internet/on-line home knowledge are a good combination in helping her clients. Receive School & neighborhood reports & daily emails of every new home on the market. Terrie's warm and sincere personality has made her a leader in the industry. Call anytime, she makes herself available.
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