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Compare three mortgages at one time.
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Each calculator has dynamic graphs and charts that change - right before your eyes - as you enter different information.
Each financial calculator also includes a View Report option. The mortgage repayment schedule and other reports are fully customizable. These reports are designed for you to print out and keep...
Monthly Payments & Schedule
Use this calculator to generate an amortization schedule for your current mortgage. Quickly see how much interest you will pay and your principal balances. You can even determine the impact of any principal prepayments! Press the "View Report" button for a full yearly or monthly amortization schedule.
Definitions
Mortgage amount
Original or expected balance for your mortgage.
Interest rate
Annual interest rate for this mortgage.
Term in years
The number of years over which you will repay this loan. The most common mortgage terms are 15 years and 30 years.
Monthly payment
Monthly principal and interest payment (PI).
Total payments
Total of all monthly payments over the full term of the mortgage. This total payment amount assumes that there are no prepayments of principal.
Total interest
Total of all interest paid over the full term of the mortgage. This total interest amount assumes that there are no prepayments of principal.
Prepayment type
The frequency of prepayment. The options are: none, monthly, yearly, and one-time payment.
Prepayment amount
Amount that will be prepaid on your mortgage. This amount will be applied to the mortgage principal balance, based on the prepayment type.
Start with payment
This is the payment number that you prepayments will begin with. For a one time payment, this is the payment number that the single prepayment will be included in. All prepayments of principal are assumed to be received by your lender in time to be included in the following month's interest calculation. If you choose to prepay with a one-time payment for payment number ZERO, the prepayment is assume to happen before the first payment of the loan.
Savings
Total amount of interest you will save by prepaying your mortgage.
The mortgage calculators are provided by KJE Computer Solutions, LLC and made available to NUMBER1EXPERT as self-help tools for your independent use and are not intended to provide investment advice. We can't guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Terrie Cox RE/MAX Equity Group Vancouver Real Estate 7700 NE Greenwood Drive, Suite 100 Vancouver, WA 98662 Direct Anytime: 360-607-4100 Toll Free: 888-888-8284 Fax: 360-699-6100 Office: 360-699-5100 TerrieCox@NUMBER1EXPERT.com
Terrie Cox has been a Multi Million Dollar producer in Real Estate for years. Over the years she has been awarded RE/MAX Lifetime Achievement, Chairman's Club, Hall of Fame and Platinum Club Awards and #4 Top Producing RE/MAX Agent in Washington State, #6 Pacific Northwest for Year 2006. Terrie is a high achiever and on a mission to help her clients find that perfect home and make their relocation a smooth transaction. Terrie's former builder background, relocation certification and internet/on-line home knowledge are a good combination in helping her clients. Receive School & neighborhood reports & daily emails of every new home on the market. Terrie's warm and sincere personality has made her a leader in the industry. Call anytime, she makes herself available.
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