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	<title>Vancouver WA Real Estate Blog &#187; Low interest rates</title>
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	<link>http://www.usa-relocate.com</link>
	<description>Vancouver WA and Portland OR real estate listings</description>
	<lastBuildDate>Sun, 30 Oct 2011 16:51:06 +0000</lastBuildDate>
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		<title>FHA Loans</title>
		<link>http://www.usa-relocate.com/fha-loans/</link>
		<comments>http://www.usa-relocate.com/fha-loans/#comments</comments>
		<pubDate>Tue, 10 Aug 2010 19:53:15 +0000</pubDate>
		<dc:creator>Terrie</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Portland]]></category>
		<category><![CDATA[Vancouver]]></category>
		<category><![CDATA[home loans requirements]]></category>
		<category><![CDATA[Low interest rates]]></category>
		<category><![CDATA[Portland Homes]]></category>
		<category><![CDATA[Portland Realtor]]></category>
		<category><![CDATA[Vancouver Realtor]]></category>

		<guid isPermaLink="false">http://www.usa-relocate.com/?p=400</guid>
		<description><![CDATA[Be aware that if you are planning on applying for a FHA Mortgage loan, you will need a FICO score of 580 for the 3.5 % down program. You will be denied all program loans if your score is 500 or less. The underwriting criteria  is also more stringent.

Good or bad, this is all a reaction to the Real Estate problems of the last few years. Which were caused by the lax policies of Fanniemae and Freddiemac.
]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Great Home Loan Rates</title>
		<link>http://www.usa-relocate.com/great-home-loan-rates/</link>
		<comments>http://www.usa-relocate.com/great-home-loan-rates/#comments</comments>
		<pubDate>Mon, 02 Aug 2010 21:31:26 +0000</pubDate>
		<dc:creator>Terrie</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Portland]]></category>
		<category><![CDATA[Vancouver]]></category>
		<category><![CDATA[Low interest rates]]></category>
		<category><![CDATA[Portland Homes]]></category>
		<category><![CDATA[Portland Realtor]]></category>
		<category><![CDATA[Vancouver Realtor]]></category>
		<category><![CDATA[Vancouver Washington Homes]]></category>

		<guid isPermaLink="false">http://www.usa-relocate.com/?p=390</guid>
		<description><![CDATA[Conforming ($417k or lower - Pmt based on $250k loan amt)
RATE         APR          P&#038;I Pmt
4.125     4.258      $1211       30yr Fixed
3.750     3.939      $1818       15yr Fixed
4.500     4.658      $1266       30yr Fixed investment
3.000     2.872      $1054       5/1 ARM 
3.375     3.220      $1105       7/1 ARM
4.250     4.896      $1223       30yr Fixed FHA
3.250     3.021      $1088       5/1 ARM FHA 
Fantastic pricing also availble for VA &#038; USDA 
 
Jumbo (over $417k loan amt  -  Pmt based on loan amt listed)
RATE         APR          P&#038;I Pmt    
5.000     5.159      $2684       30yr Fixed to $500k
5.000     5.167      $5368       30yr Fixed to $1million
3.875     3.674      $3526       5/1 ARM at $750k
3.000     2.811      $3162       3/1 ARM at $750k

Up to $3million loan amounts available, call for details
]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Understanding Your Credit Rating</title>
		<link>http://www.usa-relocate.com/understanding-your-credit-rating/</link>
		<comments>http://www.usa-relocate.com/understanding-your-credit-rating/#comments</comments>
		<pubDate>Thu, 20 May 2010 21:31:27 +0000</pubDate>
		<dc:creator>Terrie</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Portland]]></category>
		<category><![CDATA[Vancouver]]></category>
		<category><![CDATA[buying a home]]></category>
		<category><![CDATA[home loans requirements]]></category>
		<category><![CDATA[Low interest rates]]></category>
		<category><![CDATA[Portland Homes]]></category>
		<category><![CDATA[Portland Realtor]]></category>
		<category><![CDATA[Vancouver Realtor]]></category>
		<category><![CDATA[Vancouver Washington Homes]]></category>

		<guid isPermaLink="false">http://www.usa-relocate.com/?p=272</guid>
		<description><![CDATA[If you are thinking about buying a new home, or vacation home or income property, or real estate of any type, you need to start thinking about your credit reports and what they say about how you pay your bills, because the mortgage lenders will want to see them also before approving your loan. How well you have handled your credit obligations in the past is going to determine the loan you get, or don’t get. ]]></description>
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		<item>
		<title>Is now a good time to buy a home?</title>
		<link>http://www.usa-relocate.com/now-good-time-to-buy/</link>
		<comments>http://www.usa-relocate.com/now-good-time-to-buy/#comments</comments>
		<pubDate>Fri, 08 Jan 2010 22:08:37 +0000</pubDate>
		<dc:creator>Terrie</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Portland]]></category>
		<category><![CDATA[Vancouver]]></category>
		<category><![CDATA[buyers agent is free]]></category>
		<category><![CDATA[buyers market]]></category>
		<category><![CDATA[buying a home]]></category>
		<category><![CDATA[Home Finder]]></category>
		<category><![CDATA[Low interest rates]]></category>
		<category><![CDATA[tax credit]]></category>

		<guid isPermaLink="false">http://www.usa-relocate.com/?p=19</guid>
		<description><![CDATA[I get asked this all the time.  And my answer is always the same, &#8220;Yes!&#8221;  Here are just a few reasons why: 1.  Buyers Market!  Right now we are in a buyers market.  The inventory of homes is high and prices have still not bottomed out.  There is a lot to choose from which gives [...]]]></description>
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