Terrie is Selling Vancouver Washington Houses!

In the last year in the homes sold over $1,000,000 category.

Terrie has 55% of the Market of solds

She has  sold $50% of her own listings

And of those the  shortest days on the market was a week

and the average sale price is over a million $1,420,000.

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Get A Pre-Approval Letter To Get That Home

You are getting ready to start looking for a new Portland or Vancouver home . You have a down payment and want to impress a seller that you are serious about purchasing a property that you have looked at.
A pre-approval letter is one given by a third party lender that not only qualifies you but also approves you for a particular range of loan price. This means that a lender has pre-approved you for a certain loan and has found you qualified to purchase a property within a price range.

The main advantage that a pre-approval brings to you as a buyer is the fact that it will get your offer to be noticed by the seller or lender. The loan approval letter will signal to the seller that you are a serious buyer.

This means that your financial position and capacity have been all checked and found to be adequate to handle a new mortgage loan Payment.

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Home Mortgage Loans

Listed below are the many types of mortgage loans available for the Vancouver real estate market. For further information please call me at  888-888-8284 or email me at terrie@terriecox.net.

• Conventional Loans: This is the traditional 15 or 30 years fixed interest rate loans.
• Assumable Mortgage Loans: Some loans are assumable to new buyers, sometimes for a fee.
• Adjustable Rate Loans: These loans have fluctuating interest rates that are based on particular financial index.
• FHA & VA Insured Mortgage Loans: These are low cost, fixed rate mortgage loans that are available to certain home buyers for properties that meet certain federal standards
• Graduated Payment Mortgage Loans: These loans allow buyers to purchase a home at a low rate with periodicity rate increases over the life of the loan.
• Balloon Payment Mortgage Loan: These are usually short term loans, either fixed rate or adjustable, and are due in 5 to 10 years.

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Home Schooling in Vancouver

Vancouver has a great support system for those children that are home schooled. There are monthly consultations, Online help for both the student and the parent. The teachers are wonderful, the class size stays small (between 7-13 children) and there is always help if you need it. The chart  shows the number of home schooled students meeting  or exceeding  expectations.

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Check your Local Real Estate Probate Laws

The probate process in each state disposes of real estate once a person dies.

When a person dies, leaving behind property, that property gets distributed according to the state probate laws. Each state has different laws, so this process varies from state to state. However, there are some generalities that do exist in any probate case involving real property.

When a person dies, the property they leave behind is generally referred to as their estate. Under the probate laws in each state, probate property gets distributed either in accordance with a last will and testament, or the bylaws of intestate succession. Whenever real estate is part of an estate, these same procedures and rules apply, though, there are specific aspects of probate law that only applied to real property. Check your Local Real Estate Probate Laws

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