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	<title>Vancouver WA Real Estate Blog &#187; Vancouver Realtor</title>
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	<link>http://www.usa-relocate.com</link>
	<description>Vancouver WA and Portland OR real estate listings</description>
	<lastBuildDate>Sun, 30 Oct 2011 16:51:06 +0000</lastBuildDate>
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			<item>
		<title>Living on the Columbia River</title>
		<link>http://www.usa-relocate.com/living-n-the-columbia-river/</link>
		<comments>http://www.usa-relocate.com/living-n-the-columbia-river/#comments</comments>
		<pubDate>Tue, 25 Oct 2011 18:40:10 +0000</pubDate>
		<dc:creator>Terrie</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Portland]]></category>
		<category><![CDATA[Vancouver]]></category>
		<category><![CDATA[Portland Realtor]]></category>
		<category><![CDATA[Relocation]]></category>
		<category><![CDATA[Vancouver Realtor]]></category>

		<guid isPermaLink="false">http://www.usa-relocate.com/?p=1501</guid>
		<description><![CDATA[By visiting your local Vancouver Realtor, you can review the unbelievable for sale listings showing homes with breathtaking views of the Columbia River, the City and Mountains.  Homes ranging all the way to upscale luxurious with amenities not seen in many homes anywhere. These are custom designed and custom built homes with features like private theatres, wine rooms, master suite fireplaces,and many outdoor upper end features like retractable pool covers, steam showers, complete outdoor kitchens and more. A visit to your local Vancouver Realtor and looking at the MLS listings will offer many of these beautiful homes that are available right now.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Some Common Myths About Our Credit</title>
		<link>http://www.usa-relocate.com/some-common-myths-about-our-credit/</link>
		<comments>http://www.usa-relocate.com/some-common-myths-about-our-credit/#comments</comments>
		<pubDate>Sat, 22 Oct 2011 18:53:36 +0000</pubDate>
		<dc:creator>Terrie</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Portland]]></category>
		<category><![CDATA[Portland Homes]]></category>
		<category><![CDATA[Portland Realtor]]></category>
		<category><![CDATA[Relocation]]></category>
		<category><![CDATA[Vancouver Realtor]]></category>

		<guid isPermaLink="false">http://www.usa-relocate.com/?p=1495</guid>
		<description><![CDATA[If you are considering purchasing a Vancouver Home or a piece of  Portland Real Estate, be sure you are well informed today about how credit ratings work and are more aware of our own credit rates.

     If we have a lot of cash in the bank and a great income, a great job, we will always qualify for a home loan. No matter how much cash you have, or how much money you make, if you want a mortgage loan, you must meet the lender’s FICO score guidelines, and those guidelines are getting tougher and tougher.
    If we have no late pays and basically no debt that we will not have a problems getting credit. False! Financial responsibility and good credit are two different things completely. Having no credit accounts or debts doesn’t give you good credit, it gives you NO credit.
    Another misconception: By checking your own credit score before filling out an application at the bank, because you can make sure you have no negative surprises. The fact is that the bank or mortgage loan originator must run their own independent of your credit report and it might very well have a different score and other line items that the one you ran on yourself. Another myth: If you have had a foreclosure or a short sale on your record, you will not be able to get any credit for at least 7 years. This depends on your particular circumstances.In some cases your credit score can be rehabilitated enough to secure certain credit.
    Having a short sale show up on your credit report will have less impact than having a foreclosure show up on it. The fact is: Short sales and foreclosures have the same impact on your credit score, according to the credit reporting agencies. There are exceptions and your own particular circumstances can determine which way the agencies will rate you.]]></description>
		<wfw:commentRss>http://www.usa-relocate.com/some-common-myths-about-our-credit/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Vancouver Offers Many Gated Communities</title>
		<link>http://www.usa-relocate.com/vancouver-offers-many-gated-communities/</link>
		<comments>http://www.usa-relocate.com/vancouver-offers-many-gated-communities/#comments</comments>
		<pubDate>Wed, 19 Oct 2011 19:34:19 +0000</pubDate>
		<dc:creator>Terrie</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Relocation]]></category>
		<category><![CDATA[Vancouver Realtor]]></category>
		<category><![CDATA[Vancouver Washington Homes]]></category>

		<guid isPermaLink="false">http://www.usa-relocate.com/?p=1490</guid>
		<description><![CDATA[Gated communities and home developments have become very popular in recent years and for good reasons, however there are some things that should be considered prior to making that big move. These communities can be found in numerous Vancouver Neighborhoods.

    Gated home communities such as Steamboat Landing offer advantages that traditional neighborhoods can't offer like security, little or no through traffic problems, safer environment for children to play, and lower crime rates where the gates are actually guarded. In the cases where the gates do not have guards on duty, one car can simply follow another car through the gates when they open with no problem. 

    On the down side, every time you have to call for a needed service like appliance repair, or cable outage, TV repair, you will have to let in the service truck and that can be annoying. The same is true when you order anything delivered to your home. 

Property values hold up better and there seems to be more pride in ownership in gated communities however. Many gated communities have homeowner associations and additional fees to be paid, and certain restriction may apply. Many things to look into before making a decision on buying a home in any gated community]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What is more improtant? The House or the Vancouver Neighborhood</title>
		<link>http://www.usa-relocate.com/what-is-more-improtant-the-house-or-the-vancouver-neighborhood/</link>
		<comments>http://www.usa-relocate.com/what-is-more-improtant-the-house-or-the-vancouver-neighborhood/#comments</comments>
		<pubDate>Mon, 17 Oct 2011 18:52:10 +0000</pubDate>
		<dc:creator>Terrie</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Vancouver]]></category>
		<category><![CDATA[Relocation]]></category>
		<category><![CDATA[Vancouver Realtor]]></category>
		<category><![CDATA[Vancouver Washington Homes]]></category>

		<guid isPermaLink="false">http://www.usa-relocate.com/?p=1484</guid>
		<description><![CDATA[Sometimes when we decide that we are going to relocate,we look and look at a diverse selection of homes, in many different neighborhoods such as  Edgewood Park and find out that there are many choices, and narrowing down the choices can get complicated by the fact that many nice homes are available today in the Vancouver area.

There are many modern and updated older homes available in older neighborhoods, most of them somewhat smaller than the newer and more recently built homes in the newer neighborhoods or developments. The older homes tend to be larger and have all of the modern amenities, and some are sitting on much larger lots. The newer homes are much smaller in size, modern and sitting on much smaller pieces of land.

Making a decision on which type of property to purchase can be difficult and you must consider several things.

    If you are purchasing a home just for the resale value and the home you are interested in is in an older neighborhood with upper end values and you can get that home at a great price then it may be a great buy.
    Are the other homes in the same neighborhood similar and updated as the one you are interested in?
    Overall, is the neighborhood on the upswing or on the decline?
    Have you spent time in the neighborhood?
    Walked the sidewalks at evening and during the night hours to see what it like?
    Are there traffic problems and a lot of noise or party noise? What about crime rates?
    Are there children in the neighborhood?
    How are the lawns and yards maintained?
    Does the city maintain the streets well and keep it clean?
    Spend some time in the neighborhood and even talk to the people living there and ask questions and you will soon find out if you want to live there or not.
]]></description>
		<wfw:commentRss>http://www.usa-relocate.com/what-is-more-improtant-the-house-or-the-vancouver-neighborhood/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Shopping Around for a Mortgage Loan</title>
		<link>http://www.usa-relocate.com/shopping-around-for-a-mortgage-loan/</link>
		<comments>http://www.usa-relocate.com/shopping-around-for-a-mortgage-loan/#comments</comments>
		<pubDate>Thu, 13 Oct 2011 18:14:18 +0000</pubDate>
		<dc:creator>Terrie</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Portland]]></category>
		<category><![CDATA[Vancouver]]></category>
		<category><![CDATA[Mortgage loan]]></category>
		<category><![CDATA[Portland Realtor]]></category>
		<category><![CDATA[Vancouver Realtor]]></category>

		<guid isPermaLink="false">http://www.usa-relocate.com/?p=1479</guid>
		<description><![CDATA[When purchasing a new home in Vancouver or the Portland area, be sure you shop around to find the best deal in mortgage loans. Compare all of the costs involved and specifically the origination costs. Those costs can be as little as zero dollars and go all the way up to thousands.

Call Terrie, she  is an experienced Vancouver Real Estate professional for many years and has built relationships with numerous lender in our area. So talk with Terrie and she can guide you to the best Mortgage Bankers in the Vancouver or Portland Area.]]></description>
		<wfw:commentRss>http://www.usa-relocate.com/shopping-around-for-a-mortgage-loan/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Pros &amp; Cons of Having a Home on a Corner Lot</title>
		<link>http://www.usa-relocate.com/the-pros-cons-of-having-a-home-on-a-corner-lot/</link>
		<comments>http://www.usa-relocate.com/the-pros-cons-of-having-a-home-on-a-corner-lot/#comments</comments>
		<pubDate>Mon, 10 Oct 2011 17:10:13 +0000</pubDate>
		<dc:creator>Terrie</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Portland]]></category>
		<category><![CDATA[Vancouver]]></category>
		<category><![CDATA[Portland Realtor]]></category>
		<category><![CDATA[Relocation]]></category>
		<category><![CDATA[Vancouver Realtor]]></category>

		<guid isPermaLink="false">http://www.usa-relocate.com/?p=1471</guid>
		<description><![CDATA[Most people look at corner lots as a plus, however even though you might get a bigger sized lot for the same price, it might not be what you want in the long run. Corner lots in Evergreen Highlands have many beautiful corner lots as do many of our other Vancouver neighborhoods. One just needs to make sure you are not on a heavy traffic area.

Pros:

    You could have more parking on a corner lot.
    The lot is much larger.
    You would only have one neighbor on the front side instead of two.
    You would usually have more unobstructed views out your windows.
    Corner lots allow more light to come into the home. 

Cons:

    There is more upkeep and maintenance as the total front yard area is usually much bigger.
    There is the problem of people using the sidewalks on either side and then cutting across the yard.
    Traffic noise could be much higher due to having a home basically on two different streets, however if there is stop signs then it might be less.
    Corner lots are not preferred by people who have young children as they usually would rather have larger backyards for the kids to play in. 

It really comes down to your own preference and the corner lot and home itself. There are pros and cons and each situation has to be looked at individually. Price of course will play a big part in  the consideration.]]></description>
		<wfw:commentRss>http://www.usa-relocate.com/the-pros-cons-of-having-a-home-on-a-corner-lot/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>A Word of Caution to my Readers: Be Careful Of What You Post On Those Social Networking Sites</title>
		<link>http://www.usa-relocate.com/a-word-of-caution-to-my-readers-be-careful-of-what-you-post-on-those-social-networking-sites/</link>
		<comments>http://www.usa-relocate.com/a-word-of-caution-to-my-readers-be-careful-of-what-you-post-on-those-social-networking-sites/#comments</comments>
		<pubDate>Fri, 07 Oct 2011 19:57:33 +0000</pubDate>
		<dc:creator>Terrie</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Portland]]></category>
		<category><![CDATA[Portland Realtor]]></category>
		<category><![CDATA[Relocation]]></category>
		<category><![CDATA[Vancouver Realtor]]></category>

		<guid isPermaLink="false">http://www.usa-relocate.com/?p=1468</guid>
		<description><![CDATA[New warnings are coming out about posting too much information about yourself on the popular social networking sites like Twitter, Facebook, Linkedin, etc. Whether you are just posting for personal contact or for professional marketing purposes, revealing too much about your personal life, your family, and your business can also provide ammunition to stalkers, thieves, former clients who may be unhappy about your service, or others who wish to cause harm against you. Become familiar with the websites privacy settings before posting anything. Anything you type into your computer can potentially be there for everyone to view, so don’t put any information online that you do not want the world to see.]]></description>
		<wfw:commentRss>http://www.usa-relocate.com/a-word-of-caution-to-my-readers-be-careful-of-what-you-post-on-those-social-networking-sites/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>&#8220;Green&#8221; Home Insulation Products</title>
		<link>http://www.usa-relocate.com/green-home-insulation-products/</link>
		<comments>http://www.usa-relocate.com/green-home-insulation-products/#comments</comments>
		<pubDate>Thu, 06 Oct 2011 19:14:03 +0000</pubDate>
		<dc:creator>Terrie</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Vancouver]]></category>
		<category><![CDATA[Vancouver Realtor]]></category>
		<category><![CDATA[Vancouver Washington Homes]]></category>

		<guid isPermaLink="false">http://www.usa-relocate.com/?p=1461</guid>
		<description><![CDATA[Nowhere is it as important to have good insulation as in cold winter ares such as in the Vancouver Neighborhoods. There are many factors to consider when purchasing insulation products for your home. Anything that saves energy gets high marks for environmental friendliness, right? To be sure, in an industry whose products have been both praised and litigated, the earth-friendliness of house insulation depends to some degree on whether you're assessing what it's made of or simply how it performs.

Some insulation products contain a high percentage of recycled material; others come in new formulations that remove or replace ingredients known to be environmentally harmful. There are natural products, like cotton, that get major points because they pose no risk to people with allergies or chemical sensitivities. The good news is there's likely to be a product that meets your needs and budget.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Wet or Soggy Basement=Possible Mold Problem</title>
		<link>http://www.usa-relocate.com/wet-or-soggy-basement-possible-mold-problem/</link>
		<comments>http://www.usa-relocate.com/wet-or-soggy-basement-possible-mold-problem/#comments</comments>
		<pubDate>Fri, 30 Sep 2011 18:59:46 +0000</pubDate>
		<dc:creator>Terrie</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Vancouver]]></category>
		<category><![CDATA[Vancouver Realtor]]></category>
		<category><![CDATA[Vancouver Washington Homes]]></category>

		<guid isPermaLink="false">http://www.usa-relocate.com/?p=1438</guid>
		<description><![CDATA[Something that should be  a major concern for both Home buyers or home sellers is Household Mold.  This is particularly true in areas that have a high volume of rain such as in the Vancouver Washington Neighborhoods. The American Society of Home Inspectors estimates that 60 % of U.S. homes that have basements, have wet basements and 38% of those homes run the risk of severe basement mold. Most often, the water comes from rainfall or melting snow.

A 1500 square foot roof sheds 1000 gallons of water for every inch of falling rain! There also could be rising groundwater which may be fed by an underground spring. Once the water starts accumulates around the foundation, it will start working its way inside through cracks, joints, and porous materials. Condensation can also add to the problem. It's also possible that your gutters are not carrying water far enough away from the walls of the house. Whatever is causing the problem, and whether you call in a professional or try to solve it yourself, it needs to be taken care of as soon as possible. Obviously water and moisture can cause damage to the house and its contents and can cause a serious mold problem which can be a real health threat for your family.]]></description>
		<wfw:commentRss>http://www.usa-relocate.com/wet-or-soggy-basement-possible-mold-problem/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Long Do You Keep &#8220;Stuff&#8221; in your Home?</title>
		<link>http://www.usa-relocate.com/how-long-do-you-keep-stuff-in-your-home/</link>
		<comments>http://www.usa-relocate.com/how-long-do-you-keep-stuff-in-your-home/#comments</comments>
		<pubDate>Fri, 23 Sep 2011 19:26:12 +0000</pubDate>
		<dc:creator>Terrie</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Portland Realtor]]></category>
		<category><![CDATA[Relocation]]></category>
		<category><![CDATA[Vancouver Realtor]]></category>

		<guid isPermaLink="false">http://www.usa-relocate.com/?p=1406</guid>
		<description><![CDATA[Not knowing how long to keep different things contributes to household clutter. Being very unorganized can cost you time and money also. Find out when things should be tossed out before spending time packing them for a move for example. Learn what documents you should keep and which ones should be shredded or tossed. Same with old medicines and prescriptions. Most of us keep closets and drawers full of old clothes that should have been tossed years ago. Makeup?  Toss it out if its a year old or more. Same with spices in the kitchen. Toiletries usually are used up by the expiration date, but if not, use the 1 year toss out rule.

A good way to save on everything you use is to get everything organized. All clutter will cost you time and money. If you don't know where something is, and you need it, you will go out and purchase a duplicate, costing extra money. When you have to look and look for something each time you need it, this is costing you valuable time.  If you can get your items organized, your life will become much simpler and finding the things you want easier.]]></description>
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