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	<title>Vancouver WA Real Estate Blog &#187; Portland</title>
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	<link>http://www.usa-relocate.com</link>
	<description>Vancouver WA and Portland OR real estate listings</description>
	<lastBuildDate>Sun, 30 Oct 2011 16:51:06 +0000</lastBuildDate>
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			<item>
		<title>Living on the Columbia River</title>
		<link>http://www.usa-relocate.com/living-n-the-columbia-river/</link>
		<comments>http://www.usa-relocate.com/living-n-the-columbia-river/#comments</comments>
		<pubDate>Tue, 25 Oct 2011 18:40:10 +0000</pubDate>
		<dc:creator>Terrie</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Portland]]></category>
		<category><![CDATA[Vancouver]]></category>
		<category><![CDATA[Portland Realtor]]></category>
		<category><![CDATA[Relocation]]></category>
		<category><![CDATA[Vancouver Realtor]]></category>

		<guid isPermaLink="false">http://www.usa-relocate.com/?p=1501</guid>
		<description><![CDATA[By visiting your local Vancouver Realtor, you can review the unbelievable for sale listings showing homes with breathtaking views of the Columbia River, the City and Mountains.  Homes ranging all the way to upscale luxurious with amenities not seen in many homes anywhere. These are custom designed and custom built homes with features like private theatres, wine rooms, master suite fireplaces,and many outdoor upper end features like retractable pool covers, steam showers, complete outdoor kitchens and more. A visit to your local Vancouver Realtor and looking at the MLS listings will offer many of these beautiful homes that are available right now.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Some Common Myths About Our Credit</title>
		<link>http://www.usa-relocate.com/some-common-myths-about-our-credit/</link>
		<comments>http://www.usa-relocate.com/some-common-myths-about-our-credit/#comments</comments>
		<pubDate>Sat, 22 Oct 2011 18:53:36 +0000</pubDate>
		<dc:creator>Terrie</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Portland]]></category>
		<category><![CDATA[Portland Homes]]></category>
		<category><![CDATA[Portland Realtor]]></category>
		<category><![CDATA[Relocation]]></category>
		<category><![CDATA[Vancouver Realtor]]></category>

		<guid isPermaLink="false">http://www.usa-relocate.com/?p=1495</guid>
		<description><![CDATA[If you are considering purchasing a Vancouver Home or a piece of  Portland Real Estate, be sure you are well informed today about how credit ratings work and are more aware of our own credit rates.

     If we have a lot of cash in the bank and a great income, a great job, we will always qualify for a home loan. No matter how much cash you have, or how much money you make, if you want a mortgage loan, you must meet the lender’s FICO score guidelines, and those guidelines are getting tougher and tougher.
    If we have no late pays and basically no debt that we will not have a problems getting credit. False! Financial responsibility and good credit are two different things completely. Having no credit accounts or debts doesn’t give you good credit, it gives you NO credit.
    Another misconception: By checking your own credit score before filling out an application at the bank, because you can make sure you have no negative surprises. The fact is that the bank or mortgage loan originator must run their own independent of your credit report and it might very well have a different score and other line items that the one you ran on yourself. Another myth: If you have had a foreclosure or a short sale on your record, you will not be able to get any credit for at least 7 years. This depends on your particular circumstances.In some cases your credit score can be rehabilitated enough to secure certain credit.
    Having a short sale show up on your credit report will have less impact than having a foreclosure show up on it. The fact is: Short sales and foreclosures have the same impact on your credit score, according to the credit reporting agencies. There are exceptions and your own particular circumstances can determine which way the agencies will rate you.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Shopping Around for a Mortgage Loan</title>
		<link>http://www.usa-relocate.com/shopping-around-for-a-mortgage-loan/</link>
		<comments>http://www.usa-relocate.com/shopping-around-for-a-mortgage-loan/#comments</comments>
		<pubDate>Thu, 13 Oct 2011 18:14:18 +0000</pubDate>
		<dc:creator>Terrie</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Portland]]></category>
		<category><![CDATA[Vancouver]]></category>
		<category><![CDATA[Mortgage loan]]></category>
		<category><![CDATA[Portland Realtor]]></category>
		<category><![CDATA[Vancouver Realtor]]></category>

		<guid isPermaLink="false">http://www.usa-relocate.com/?p=1479</guid>
		<description><![CDATA[When purchasing a new home in Vancouver or the Portland area, be sure you shop around to find the best deal in mortgage loans. Compare all of the costs involved and specifically the origination costs. Those costs can be as little as zero dollars and go all the way up to thousands.

Call Terrie, she  is an experienced Vancouver Real Estate professional for many years and has built relationships with numerous lender in our area. So talk with Terrie and she can guide you to the best Mortgage Bankers in the Vancouver or Portland Area.]]></description>
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		<item>
		<title>The Pros &amp; Cons of Having a Home on a Corner Lot</title>
		<link>http://www.usa-relocate.com/the-pros-cons-of-having-a-home-on-a-corner-lot/</link>
		<comments>http://www.usa-relocate.com/the-pros-cons-of-having-a-home-on-a-corner-lot/#comments</comments>
		<pubDate>Mon, 10 Oct 2011 17:10:13 +0000</pubDate>
		<dc:creator>Terrie</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Portland]]></category>
		<category><![CDATA[Vancouver]]></category>
		<category><![CDATA[Portland Realtor]]></category>
		<category><![CDATA[Relocation]]></category>
		<category><![CDATA[Vancouver Realtor]]></category>

		<guid isPermaLink="false">http://www.usa-relocate.com/?p=1471</guid>
		<description><![CDATA[Most people look at corner lots as a plus, however even though you might get a bigger sized lot for the same price, it might not be what you want in the long run. Corner lots in Evergreen Highlands have many beautiful corner lots as do many of our other Vancouver neighborhoods. One just needs to make sure you are not on a heavy traffic area.

Pros:

    You could have more parking on a corner lot.
    The lot is much larger.
    You would only have one neighbor on the front side instead of two.
    You would usually have more unobstructed views out your windows.
    Corner lots allow more light to come into the home. 

Cons:

    There is more upkeep and maintenance as the total front yard area is usually much bigger.
    There is the problem of people using the sidewalks on either side and then cutting across the yard.
    Traffic noise could be much higher due to having a home basically on two different streets, however if there is stop signs then it might be less.
    Corner lots are not preferred by people who have young children as they usually would rather have larger backyards for the kids to play in. 

It really comes down to your own preference and the corner lot and home itself. There are pros and cons and each situation has to be looked at individually. Price of course will play a big part in  the consideration.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>A Word of Caution to my Readers: Be Careful Of What You Post On Those Social Networking Sites</title>
		<link>http://www.usa-relocate.com/a-word-of-caution-to-my-readers-be-careful-of-what-you-post-on-those-social-networking-sites/</link>
		<comments>http://www.usa-relocate.com/a-word-of-caution-to-my-readers-be-careful-of-what-you-post-on-those-social-networking-sites/#comments</comments>
		<pubDate>Fri, 07 Oct 2011 19:57:33 +0000</pubDate>
		<dc:creator>Terrie</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Portland]]></category>
		<category><![CDATA[Portland Realtor]]></category>
		<category><![CDATA[Relocation]]></category>
		<category><![CDATA[Vancouver Realtor]]></category>

		<guid isPermaLink="false">http://www.usa-relocate.com/?p=1468</guid>
		<description><![CDATA[New warnings are coming out about posting too much information about yourself on the popular social networking sites like Twitter, Facebook, Linkedin, etc. Whether you are just posting for personal contact or for professional marketing purposes, revealing too much about your personal life, your family, and your business can also provide ammunition to stalkers, thieves, former clients who may be unhappy about your service, or others who wish to cause harm against you. Become familiar with the websites privacy settings before posting anything. Anything you type into your computer can potentially be there for everyone to view, so don’t put any information online that you do not want the world to see.]]></description>
		<wfw:commentRss>http://www.usa-relocate.com/a-word-of-caution-to-my-readers-be-careful-of-what-you-post-on-those-social-networking-sites/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Use Caution When Removing Leaded Paint</title>
		<link>http://www.usa-relocate.com/use-caution-when-removing-leaded-paint/</link>
		<comments>http://www.usa-relocate.com/use-caution-when-removing-leaded-paint/#comments</comments>
		<pubDate>Fri, 07 Oct 2011 19:36:58 +0000</pubDate>
		<dc:creator>Terrie</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Portland]]></category>
		<category><![CDATA[Portland Homes]]></category>
		<category><![CDATA[Portland Real Estate]]></category>
		<category><![CDATA[Portland Realtor]]></category>
		<category><![CDATA[Relocation]]></category>

		<guid isPermaLink="false">http://www.usa-relocate.com/?p=1464</guid>
		<description><![CDATA[Experts are warning again about the dangers of removing leaded paint products in your home. If your home was constructed prior to 1978, there is a 75% chance that there is leaded paint somewhere on the walls. Take heed, as this would be true of many of our homes in the older Portland Homes for sale. Leaded paint is not harmless until you go to remove it. Take all precautions when sanding or removing the paint. 

Check with your city's building department regarding any regulations regarding the removal and disposal of leaded paint chips and air dust.

Faced with strict local removal and disposal regulations, many painters prefer to leave lead removal to licensed subcontractors. "Abatement is more than just having the equipment and sucking up the dust," says Portland, Ore., painting contractor Kathleen George. "You need to understand and follow all the rules. I prefer calling in a pro so that I can focus on painting."]]></description>
		<wfw:commentRss>http://www.usa-relocate.com/use-caution-when-removing-leaded-paint/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Time To Upgrade That Old Fireplace</title>
		<link>http://www.usa-relocate.com/time-to-upgrade-that-old-fireplace/</link>
		<comments>http://www.usa-relocate.com/time-to-upgrade-that-old-fireplace/#comments</comments>
		<pubDate>Wed, 05 Oct 2011 19:04:46 +0000</pubDate>
		<dc:creator>Terrie</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Portland]]></category>
		<category><![CDATA[Portland Homes]]></category>
		<category><![CDATA[Portland Realtor]]></category>
		<category><![CDATA[Relocation]]></category>

		<guid isPermaLink="false">http://www.usa-relocate.com/?p=1453</guid>
		<description><![CDATA[According to the National Association of Home Builders, fireplaces rank among the top three features desired by new homebuyers, but unfortunately, traditional fireplaces can send up to 8 percent of valuable furnace-heated air out through the chimney, making them really fun to look at but inefficient as heating sources. You can transform your firebox in your Portland Home into an efficient room heater by adding an insert, installed by a factory-trained professional (to ensure proper venting and best efficiency results), will draft-proof an open fireplace while the unit's shell keeps heat in the room.
Check out the possible tax credit and the savings on your monthly heating bill and it might be time to look into installing a new fireplace insert.]]></description>
		<wfw:commentRss>http://www.usa-relocate.com/time-to-upgrade-that-old-fireplace/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Portland Homes: Tree Maintenance</title>
		<link>http://www.usa-relocate.com/in-portland-your-trees-need-continual-maintenance/</link>
		<comments>http://www.usa-relocate.com/in-portland-your-trees-need-continual-maintenance/#comments</comments>
		<pubDate>Tue, 27 Sep 2011 18:22:49 +0000</pubDate>
		<dc:creator>Terrie</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Portland]]></category>
		<category><![CDATA[Portland Homes]]></category>
		<category><![CDATA[Portland Realtor]]></category>

		<guid isPermaLink="false">http://www.usa-relocate.com/?p=1426</guid>
		<description><![CDATA[We all spend much time checking the overall condition of our  Portland homes, garages, patios and just about everything around our property to be sure everything remains in good shape. Now with winter almost upon us, how many of us have really checked out the condition of the large trees in our yards? We check our roofs and gutters, the siding and the windows, doors and driveway but we also should check the condition of the trees and their limbs. Many accidents happen in the winter when heavy rains and snow begins falling putting extra weight on the limbs and branches causing them to break under the stress. Even the main trunk should be checked regularly for problems that might cause the tree to fall over easily, even though it may look sturdy enough. Pests and disease can eat away at a large tree and weaken it over time.  If you are not familiar with the different diseases and pests that can harm a live tree, seek some professional advise and you might save yourself many problems later on when the tree finally gives way to heavy winds and rain, or snow.]]></description>
		<wfw:commentRss>http://www.usa-relocate.com/in-portland-your-trees-need-continual-maintenance/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Help for Low Income Families to Purchase a Portland Home</title>
		<link>http://www.usa-relocate.com/help-for-low-income-families-to-purchase-a-portland-home/</link>
		<comments>http://www.usa-relocate.com/help-for-low-income-families-to-purchase-a-portland-home/#comments</comments>
		<pubDate>Tue, 23 Aug 2011 17:41:16 +0000</pubDate>
		<dc:creator>Terrie</dc:creator>
				<category><![CDATA[Portland]]></category>
		<category><![CDATA[Portland Homes]]></category>
		<category><![CDATA[Portland Realtor]]></category>
		<category><![CDATA[Relocation]]></category>

		<guid isPermaLink="false">http://www.usa-relocate.com/?p=1308</guid>
		<description><![CDATA[Through the free, statewide Home ownership Hotline, this group offers free information for first-time homebuyers who often face multiple barriers to home ownership. By calling WHC, you will be given a home ownership readiness assessment. This basic assessment includes a review of your family size and income, credit history, housing and location requirements, and other factors used to determine eligibility for a variety of first time buyer programs. You will then be referred to the appropriate resources and encouraged to call us back throughout the process for further assistance. This is a great first step to owning your own Portland home.]]></description>
		<wfw:commentRss>http://www.usa-relocate.com/help-for-low-income-families-to-purchase-a-portland-home/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Advice on Moving Insurance</title>
		<link>http://www.usa-relocate.com/advice-on-moving-insurance/</link>
		<comments>http://www.usa-relocate.com/advice-on-moving-insurance/#comments</comments>
		<pubDate>Wed, 17 Aug 2011 21:30:58 +0000</pubDate>
		<dc:creator>Terrie</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Portland]]></category>
		<category><![CDATA[Vancouver]]></category>
		<category><![CDATA[Portland Realtor]]></category>
		<category><![CDATA[Relocation]]></category>
		<category><![CDATA[Vancouver Realtor]]></category>

		<guid isPermaLink="false">http://www.usa-relocate.com/?p=1266</guid>
		<description><![CDATA[You are all excited and about to relocate to your new Vancouver or Portland  home .  Are you going to pack and move everything yourself, or hire a professional moving company? Moving can be an exciting experience but it involves much hard work, worry and responsibility. If you are using a professional company to move you, you should be aware that you can purchase moving insurance to cover any loss or damage to your property. Your moving company usually can provide you with a referral or agent to talk to on this. If you are moving yourself, then you usually can obtain this type of coverage through your homeowners or renter's insurance agent. When thinking about moving insurance prepare yourself with your receipts, full descriptions of all items and even take photographs of the major, or expensive items to be moved. Remember, some moving expenses are tax deductible so check with your accountant to see what you can or cannot use as deductions on your taxes.]]></description>
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		<slash:comments>0</slash:comments>
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