Getting a Conventional Loan in Vancouver and Portland

• The borrower needs to have at least a 700 fico score.
• They need to be under a 41% debt to income ratio. If they have a 740 fico we can go to 45%.
• The property needs to be in the Portland – Vancouver metro area.
• It needs to be the borrowers primary residence.
• It can only be 1 unit properties.
• the 5% down payment needs to be from their own funds. It can not be a gift.

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