Mortgage Services for Portland, OR & Vancouver, WA Buyers

Know your numbers: Credit Scores and Mortgages

Savvy buyers are armed with knowledge before beginning the home buying process. Knowing your credit score and having an in-depth conversation about your finances can focus your search, make the buying process easier, and avoid disappointment down the road. Terrie Cox can refer you to several financial professionals if you need additional assistance. Contact us for more information.

Check your credit without affecting your FICA scores

It’s always good to know your credit report before you apply for that loan. Inaccuracies can occur, and you don’t want someone else’s bad credit showing up on your report. Get a free credit report once a year from each of the nationwide consumer credit reporting companies at Using this service will not affect your FICA score.

Your mortgage: How much can you afford?You might have an idea of the payment and mortgage you can afford. But will the bank feel otherwise? It’s always best to prequalify for a mortgage so you know exactly how much a financial institution is willing to lend you.

In the prequalification process, you will find out:

  • Exactly how much home you can afford
  • How much cash you will need for the down payment
  • Advantages and disadvantages to various loan types
  • What the bank feels you can afford for a monthly payment


Use these calculators to help make key decisions about your home and mortgage. Ask Terrie Cox about additional calculators for 15 vs. 30-year loans, refinancing, points vs. interest, and more.

Mortgage Payment Calculator

You found a home you’d like to purchase. What will your payments will be?

Equity Calculator

How much equity do you have on your current home loan?

FHA Loan Calculator

Can you qualify for an FHA loan?

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